Money Saving Monday: Laundry and Towels

Personalized TowelsFor years I have been of the mindset that you can use a towel more than once.  If you are just using a towel to dry your clean body, it is fine to hand it up and re-use it.  This has been great.  It reduces the laundry and subsequently saves money-less water, less detergent, and less electricity for drying.  Also, less work for the laundry person.

However, in the last couple of years, more of the children are bathing in my bathroom,and they have developed this habit of taking my towel off the rack.   Continue reading

Money Saving Monday: Reduce Paper Use

Several years ago, the cost of paper towels increased.  One day I was at a friend’s house, something spilled and I asked for paper towels.  My friend told me she does not buy them.  She said they were a waste of money.  I was surprised, but I immediately started my frugal wheels turning.
I realized if we stopped buying paper towels and paper napkins I could save a little each week – and a little each week adds up over years of time.  I started by getting some cloth napkins.  I already owned one set I used for nice dinners, but I added to my collection until I have enough for every day.
I also stopped buying paper towels.

 I do keep one roll in the house, put high upon a shelf that I can use if something really bad happens (like a stomach virus going around the family).  I found that if I stored it under the kitchen sink (or worse, on the kitchen counter) they would rapidly disappear.  Making them difficult to access solved that problem.

We also played around with using cloth baby wipes when I was using cloth diapers, but I had a hard time keeping them moist without them getting a musty smell to them.  I researched and learned that I could use baby shampoo and some essential oils in the water to keep them fresh. I still prefer to use store-bought wipes, but if I am in a pinch, I can use the cloth ones with no problem.
Some will argue that I am using water and electricity in washing and drying these items, and it is, in fact true, but I am usually just adding them to loads I already plan to wash, so I do not see any expense effect at all.
If you decide to make the switch to cloth napkins, try to purchase ones that are patterned or dark-colored.  White ones do not clean as well as I hoped and stain quickly.  You can often find sets of cloth napkins at a local Goodwill or thrift store or at a discount store.
 

[Editor's note: Our family's first stash of cloth napkins was from the clearance shelves at our local Target store - super handy since we had a gift card from a holiday that we used to pay for them.  Make sure you let family members know you're switching to cloth too; my Nana passed on some cloth napkins that had been in the family for generations that she'd had stashed in a closet as she thought no one wanted them! Check online for easy DIY tutorials for making up cloth napkins from other items around the house that are worn out in spots, but could be reused.  ~MK]

Malia Russell is the blessed wife to Duncan, thankful mother to five children, ages newborn to 21 and an author, conference speaker and director of www.homemaking911.com and www.wheat-n-things.com. Visit her site for inspiration, encouragement and practical help in your roles as a godly wife, mother, homemaker or home educator.

Quick Tip Tuesday: Chop ‘em & Keep ‘em!

My family has a real taste for hummus – we will dig in to a container of Haig’s or a batch of homemade hummus like nobody’s business!  When my husband saw a tip in a running magazine about substituting celery and carrots for bread, crackers, and chips for the dipping, we gave it a try and really enjoyed it.  But how could we bulk buy on the veggies and make them last in the fridge?



Turns out you can keep fresh celery, carrots and radishes crisp much longer if you wash and chop them, then store them in water in the fridge.  Voila!  Chip replacements that stay crunchy much longer.

Now if only I could get the hummus to last that long…..

(Want a bonus tip?  Here’s where I got my recipe for a super easy hummus when I ran out of tahini.)

Money Saving Monday: The Grocery Budget

One thing I resist making cuts to is our grocery budget.  I naturally try to be very frugal in this area, but I know I can always find more ways to save. If you are looking for a few fresh ideas to get you motivated to make some cuts, here are some ideas I use to get back in the “Money Saving” mindset.
Do not try to look at the whole budget – just tackle one small area at a time.
  • Try to make one breakfast a week less expensive.  Oatmeal is cheaper than cereal – make the switch for at least one breakfast.
  • Dedicate one night per week to a low-cost meal night such as: baked potato bar, meatless meals, soup and bread night, garden night.
  • Examine the use of beverages.  Sodas are very expensive and not healthy.  Can you replace that beverage entirely with homemade tea? If your family just loves their sugary fix, limit it to one special meal per week – like Friday pizza night. Juice likewise is a very expensive beverage.  Eliminate it or consider watering it down. Milk can also be purchased ahead when on sale and frozen for later use.  
  • Switch to homemade baby foods if you currently buy them.  This will be a huge cost savings.  Learn how to make them in bulk to save time and energy.
  • If you buy prepackaged breakfast foods, set some limits on consumption.  I must admit that two of my children enjoy Pop-tarts.  If I bought a box as a special treat, they would be gobbled up quickly by my two sugar-seekers and they would be asking for more! Now, when I purchase them, they know they can only eat these on Fridays.  
  • Talk portion size.  Often we will get a special snack such as cookies or chips and the children will enjoy these for snacks.  Left unattended, three children can snarf down a bag of chips in the course of one afternoon!  Now, when they ask for a snack, I have them check the portion size and have them limit their use to one appropriate serving. Of course, fruits, veggies, and other very healthy snacks are offered in nearly unlimited quantities.
  • When you cook extra to freeze ahead or to plan for leftovers, remove the “extra” from the serving dishes before they ever get to the table.  Once it is there, it is fair game and you may find that doubling your meat in order to have an extra meal later may be doubling your cost for one meal instead.
  • Eliminate the television during any meal or snack time. Studies prove that distracted eating leads to people feeling less satisfied even though they often eat quite a bit more.  Make your mealtimes enjoyable without the TV and you may see your grocery budget drop, too.
Malia Russell is the blessed wife to Duncan, thankful mother to five children, ages newborn to 20 and an author, conference speaker and director of www.homemaking911.com and www.wheat-n-things.com. Visit her site for inspiration, encouragement and practical help in your roles as a godly wife, mother, homemaker or home educator.

Money Saving Monday: Meal Planning

I have to admit that making a meal plan can be hard. Preparing food is easy. Coming up with 90 meals and 60 snacks a month is not – at least not for me. If, like me, you find yourself struggling a bit to come up with lots of meals, here are some ideas:
Switch to a super-simple plan. You can make a quick list like this:
Monday – Chicken
Tuesday – Fish
Wednesday – Pasta
Thursday – Mexican
Friday – Pizza
Saturday – Beef
Sunday – Crock pot dinner
Then, you can plan to simply fill in with any number of a large variety of vegetables. Within the chicken category you can make hundreds of variations!
Another option is to make a plan for two weeks, then reuse it over and over. Two weeks is usually not too often to repeat a meal.
If you really want help creating a meal plan, there are online resources where you can get weekly menus based on sales, or your family’s dietary preferences, or other preferences.
Having a good meal plan in place will save you money. You won’t be tempted to order carry-out or fall back on convenience foods. You can also do a better job of using what you have on hand before it gets a chance to spoil. If your family has a lot of leftovers, you can even put in a leftover night or two per week. If you want to eat out occasionally, you can plan ahead to make sure you have coupons, or can take advantage of “Kids eat free” nights. Put a few of those meals in your plan if you can afford it, and it will allow you to have a break now and then, while still staying on your budget.
Malia Russell is the blessed wife to Duncan, thankful mother to five children, ages newborn to 21 and an author, conference speaker and director of www.homemaking911.com and www.wheat-n-things.com. Visit her site for inspiration, encouragement and practical help in your roles as a godly wife, mother, homemaker or home educator.

Money Saving Monday: Take Off Your Shoes

Several years ago I was researching asthmatic children and things to do to reduce “triggers” to asthma attacks. One of the things I discovered was that simply taking your shoes off when entering your home can help reduce asthma attacks.
What happens is that as you walk outside your home, your shoes gather all kinds of chemicals – from the grass, from the concrete, from the asphalt, from store floors, etc. Taking your shoes off at the door helps keep all those chemicals and dirt from getting spread all around your house.
With a daughter with asthma, I was more than willing to institute this small change – then, of course I discovered another benefit.
Less shoes in the house meant less dirt and grime spread around the floors. So, I get to sweep and mop less often. Also, I get to vacuum the carpets less often. Most carpet cleaning experts will tell you that much of the wear and tear on carpets is due to dirt getting ingrained in the carpet. Less dirt means less dirt to cause wear and tear.
Instituting this simple measure meant saving money in several ways:
  • Fewer cleaners are needed for mopping.
  • Less asthma attacks mean less trips to the doctor, less maintenance medicine, and less ER trips.
  • Less wear and tear on the carpets mean they last longer.
  • Less electricity from running the vacuum so frequently.
  • In addition to saving money, it also saves time – which can mean more time to work on saving money in other areas. I can spend that extra 20 minutes a day researching prices on a big-ticket item, or clipping and organizing coupons, or preparing something from scratch that I would normally buy pre-made.
For those that prefer to wear shoes for comfort for their back or feet – go ahead and invest in an extra pair for wearing in the house. You will find that these will last much longer when you are not wearing them outside.
One final benefit to our “Shoes-off-at-the-door rule”: We have a nice organizer in our entry closet where everyone stores their every day shoes. We never have to search for lost shoes around the house!
Malia Russell is the blessed wife to Duncan, thankful mother to five children, ages newborn to 21 and an author, conference speaker and director of www.homemaking911.com and www.wheat-n-things.com. Visit her site for inspiration, encouragement and practical help in your roles as a godly wife, mother, homemaker or home educator.

Five on Friday: 30 March 2012

One of the best things about the internet are the resources we have at hand with the click of a mouse or a few keystrokes.  The problem is, wading through all those resources can lead to information overload.  We’ve decided to share a few tidbits with you each week that we find interesting, inspiring, or just good clean fun.  So get ready to check out some of our top picks for websites and blog posts – we’ll share five of them with you each Friday.  (Hence the title Five on Friday, of course!)
  1. Need a little garden inspiration?  Step away from the seed catalogs (slowly … slooowly) and check out these great ideas for plant markers over at Homestead Revival.  (I didn’t say it wouldn’t give you an excuse to head back to the seeds, now did I? *grin*)
  2. Passover and Easter are on the way – learn more about these feasts and tons of other interesting facts about the movements of the stars and planets with Jay Ryan’s April Classical Almanack.
  3. If you’re clearing out closets during the change of seasons, be sure to check for any outgrown or ill-fitting wool sweaters – you might find a treasure that can be upcycled into a “sweater” for your e-reader or other portable device thanks to these awesome tutorials at FIMBY.
  4. More folks are seeing sunshine peeking through the clouds lately – if you’ve had concerns about chemical sunscreens, but still want to keep your family safe, check out these homemade, natural sunscreen options over at Whole Foods on a Budget.
  5. Speaking of spring, if you need encourage young ones to join in and help out, there’s a list of 15 chore suggestions for four-year-olds over at MoneySavingMom.


Did you read anything interesting this week, or find a website for an American company you’d like to share?  Please leave us a note here in the comments – and make sure you enter our current book giveaway, which ends next week!

Money Saving Monday: Making Pancake Syrup

Our family loves real maple syrup. But, sometimes we run out and I am not able to get it from our supplier instantly. I did not want to purchase the store kind because all of the artificial syrups had corn syrup in them. We avoid corn syrup products because we have a son with a corn allergy.
When I started trying is making my own pancake syrup. I found the following recipe from Jonnie McCoy’s book, Miserly Moms Living Well on Less in a Tough Economy.
2 cups sugar
1 cup water
1 tsp maple extract (bought this at Meijer’s).
Bring the water and sugar to a slow boil, stirring constantly. Remove from heat before it comes to a boil. Add the maple extract. Store in the refrigerator.
If you like it thicker, replace half the water with Karo syrup. I was a bit skeptical, but decided to give it a shot. It turned out just fine and I have been using it every since on our weekend waffles or pancakes. I prefer it a little thicker, but my husband likes the original recipe better, so I make it that way. I usually make half this recipe and we use it all the day I make it. I asked the children what they thought of it and they said they did not notice a difference. There is a HUGE difference in expense.
Here is what Jonni calculates:
Homemade 30 Cents
Store Bought $4.20
WOW!
Malia Russell is the blessed wife to Duncan, thankful mother to five children, ages newborn to 21 and an author, conference speaker and director of www.homemaking911.com and www.wheat-n-things.com. Visit her site for inspiration, encouragement and practical help in your roles as a godly wife, mother, homemaker or home educator.

Money Saving Monday: Purge and Save

One of the most surprising ways our family has learned to save money is to declutter our home frequently. If you are regularly going through the clothes, books, toys, kitchen items, pantry and garage to donate items you no longer want or need – you will be amazed at the change in your family. Let me share some examples.
Books: When everyone goes through their bookshelves and chooses many titles to give away, something psychological happens. You no longer see books as a permanent asset that you keep forever and pass through the family. When you are at a bookstore or online looking for books, suddenly you care that the book may only be read once, then donated away. This mindset helps you consider whether it would be better to read the book on an e-book reader, borrow it from a friend or check it out from the library. You can also purchase books at places like Goodwill or Half-Price for a fraction of the new price.
Clothes: When you continually cull out clothing that does not fit or is not loved you will quickly begin to see and understand the clothes that really “go the distance” in your home.
One child of mine never likes jeans. After donating three or four pair with the tags still on them, I realized it was a total waste. No more jeans for her. Also, keeping the drawers more empty makes it easy for everyone to find the clothes they really love and to keep them neat and well utilized. The same is true for “hand-me-down” clothes from friends. I have learned to go through them, and rather than putting all the clothes that fit into the mix with my children’s current clothes, I pick 5-10 outfits total per child in their rooms. When they get too worn our or outgrown, we swap them out.
Food: This is an area where reality may be painful. You may learn to your horror that no one really eats the canned spinach or the all-natural cereal or the dehydrated twig bits you buy at the store. Before these things expire, donate them away and mark on your grocery list “Do not buy dehydrated twig bits.” Buy the food your family actually eats and enjoys. There are plenty of healthy items they DO love – so skip the rest.
Toys: Get rid of any junky toys missing critical parts and pieces. Realize that toys with a million pieces can be frustrating to children. Keep the toys you buy to a few well-made toys that will stand the test of time and children. Donating frequently will help you and your children to hold onto things loosely and make better choices with your family’s money in the future.
Time: This may seem a little odd – but donating your family’s time to help prepare meals for the homeless or to visit and help at a home for children can radically change the way you see the possessions you have. Short-term mission trips can also make a huge change in the hearts of your family. It suddenly seems frivolous to care about having the latest iPod when you serve hot food to whole families at the end of the month because their food stamps were used. That is not to say we do not use and enjoy technological gadgets, but they have a different importance than they could if we never gave our time and hearts away to those sincerely in need.

Malia Russell is the blessed wife to Duncan, thankful mother to five children, ages newborn to 21 and an author, conference speaker and director of www.homemaking911.com and www.wheat-n-things.com. Visit her site for inspiration, encouragement and practical help in your roles as a godly wife, mother, homemaker or home educator.

Emergency Preparedness

Have you ever called 9-1-1? The question they ask is: What is your emergency?
Recently, here in Louisville, Kentucky, we have had power outages due to storms. Some homes were completely leveled in our community, leaving people without homes or access to any of their possessions. We had a water main break and have had part of the city on a “water boiling” requirement. Highways have been completely blocked by wrecks leaving motorists stranded on the highway for hours. Several of my family members are out of work, and have been for quite a long time.
Simple emergencies happen all the time around here. The other day, my daughter, Anne Mary asked me if I am a “prepper.” Owning wheat-n-things.com has put us in contact with lots of folks who are “survivalists” or “preppers” who are basically folks who try to store, train, and prepare themselves and their families to be prepared for any emergency situation, long or short-term. Some of these people believe a total collapse of the economy and government is coming at any moment. Others believe that our country is one natural disaster away from complete anarchy.
Yet, we also know others who have no desire to prepare whatsoever.

So when my daughter asked me if we are “preppers”, I had to admit that I am somewhat prepared and somewhat not.
There are minor emergencies that happen all the time and for which I hope to be prepared:

  • Short-term loss of electricity (Generators/gas/batteries/flashlights/cooking source)
  • Short-term loss of water (stored water and water purification system)
  • Short-term food shortage (stored food)
  • Car breakdown on the side of the road (Bag in car with first aid, snacks, water, spare diapers, sunblock)
  • Loss of my husband’s job (savings, alternative income sources)
  • Minor every-day injuries (first aid, training)
I am better prepared than I was a couple of years ago, but I still see lots of areas for improvement. Recently I went to a website where you can calculate how much food you are suggested to have in storage and realized that I am dismally below the mark on many of the food areas. I am prayerfully considering how much of my family’s time and resources should be dedicated to storing some things for emergencies and how much we must simply walk in faith.
I also realize that as food costs continue to climb higher that if I have food that has a stable shelf-life, I am better off buying it sooner rather than later- that is just smart budgeting. For that reason, I plan to store more rice, beans, wheat, honey, oil (1 year shelf life on oil), sugar, salt, and some canned items.
What are you doing for emergency preparedness? Where do you fall in the spectrum? What emergencies are common in your area?

[Note from the Editor: We would LOVE to have you comment here on Malia's post - your comment may even be featured in our Individual & Community Preparedness issue later this year!]

Malia Russell is the blessed wife to Duncan, thankful mother to five children, ages newborn to 20 and an author, conference speaker and director of www.homemaking911.com and www.wheat-n-things.com. Visit her site for inspiration, encouragement and practical help in your roles as a godly wife, mother, homemaker or home educator.